Who we are
Borrow is a digital lending platform built on one idea: borrowing should be simple, fast and completely transparent. We bring the whole journey online — application, verification, approval and disbursal — so you never need to visit a branch or chase paperwork.
Borrow is operated by Basel Investments Limited. Borrow is not a lender. Every loan offered through this website is underwritten and issued by an RBI-registered Non-Banking Financial Company, named in full in your loan documents before you accept any offer.
Our mission
To give people access to credit on terms they can actually understand — with every charge disclosed up front, no hidden fees, and a repayment plan that fits the way they are paid.
What we stand for
Transparency
Interest, processing fee, GST and the total you will repay are shown before you accept — never after.
Fair lending
We lend only what our assessment says you can afford to repay, and we never charge a penalty for repaying early.
Data protection
Your documents travel over an encrypted channel and are handled strictly in line with our privacy policy.
Real support
A responsive team, and a published grievance ladder that escalates all the way to the RBI Ombudsman if we fail you.
How it works
- Complete a short online application with your basic details.
- Upload identity, income and bank documents through our secure channel.
- Our partner NBFC assesses your application and, if approved, issues your offer with a Key Fact Statement setting out every term and charge.
- Accept the offer and the funds are credited to your bank account.
Regulatory information
Borrow is operated by Basel Investments Limited, Plot No. 308, Second Floor, Udyog Vihar, Phase-4, Gurugram, Haryana - 122016. Loans are provided by RBI-registered NBFC partners listed on our lending partners page. Our rates, fees and repayment periods are published in full on our rates and terms page.