Regulatory standing
Borrow is a digital lending platform operated by Basel Investments Limited. Borrow is not a lender. Loans offered through this website are underwritten and issued by RBI-registered Non-Banking Financial Companies listed on our lending partners page. The lender providing your loan is named in your Key Fact Statement, sanction letter and loan agreement.
Our website, domain, email addresses and contact numbers are officially registered. Information on this website is provided for general guidance and does not constitute a binding offer of credit. All loans are subject to eligibility, verification and credit assessment.
Illustrative figures
Any rate, EMI, fee or total-repayment figure shown on this website — including on our loan calculator and in the representative example on our rates and terms page — is an illustration. Your actual terms are confirmed only after credit assessment and are the ones stated in your Key Fact Statement and loan agreement.
Beware of impersonation and fraud
We are aware of fraudulent activity in which individuals impersonate lenders, use their names and logos to build false credibility, and demand pre-approval charges. Borrow does not charge any upfront fee at any stage of the loan process.
We urge you to:
- Verify every email address, phone number and domain before you engage.
- Trust only communication that comes from our official channels on borrow.com.co.
- Never transfer money to an individual’s bank account or UPI ID in our name.
- Report anything suspicious to us immediately.
Mobile applications
We offer loans exclusively through our official website and application journey. If you come across a mobile application using the Borrow name or logo, or claiming affiliation with us, treat it as unauthorised and report it to [email protected].
Credit reporting
Your loan and repayment behaviour is reported to credit information companies. Non-payment or late payment will adversely affect your credit score and your ability to borrow in future.